If like Mr & Mrs thep you were hard up in the 90s, chances are you took out a bank loan or remortgage to try and put things right. Chances are, unless you were less whimperingly grateful than we were, you were mis-sold PPI.
So far, so obvious. I’ve been watching all the ads from people hoping to help you reclaim the hard-earned while hoping to seize a chunk for themselves, but thought the bank (Lloyds in my case) would try to wriggle out of it somehow. Then one day I thought what the hell and got in touch with Lloyds.
Next thing that happened was the arrival of a huge sheaf of forms asking for information I had no hope of finding. So that’s that, I thought.
Next thing, a cheery bloke from Lloyds rings up. We haven’t had your forms back, he said. I told him why. Everybody says that, he said, and proceeded to walk me through some simple questions: address of relevant property, rough time scale (mid-90s was enough) and so on. It was obvious from the way he was talking that I had a case: ‘So I expect you did this, or that, didn’t you’ » Continue Reading.